RISC 2008 premium structure - Arabica - Kerala Adimalli State: Kerala Option Period Condi- tion Max. Payout (Rs.) Trig- gers & Payout slabs (Rs.) Prem- ium (Rs.) Prem- ium for all 3 options Sub- sidy Net prem payable by grower Prem with S.T. Blos- som Shower 1st March to 15th April The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 16000 25 mm or more <25 mm <20 mm <15 mm <10 mm <5 mm 0 2000 3000 5000 10000 16000 800 2438 1245.00 1245 1399 Backing Sho- wers From 18th day of the star- ting of blossom rainafll till 40th day. Less than 12 mm in 2 consecutive days Precon- dition: Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May. 6000     <12 mm <8 mm <5 mm     1000 2000 6000 800 Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 850 mm over 7 consecutive days (single event of highest rainfall is considered) 8000 850 mm or more 1050 mm or more 1270 mm or more 3000 5000 8000 890 Sum Insured/Maximum Payout (Rs) 30000 Premium (Rs) 2490   Chundale State: Kerala Option Period Condi- tion Max. Payout (Rs.) Trig- gers & Payout slabs (Rs.) Prem- ium (Rs.) Prem- ium for all 3 options Sub- sidy Net prem payable by grower Prem with S.T. Blos- som Shower 1st March to 15th April The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 16000 25 mm or more <25 mm <20 mm <15 mm <10 mm <5 mm 0 2000 3000 5000 10000 16000 1000 2165 1100.00 1100 1236 Backing Sho- wers From 18th day of the star- ting of blossom rainafll till 40th day. Less than 12 mm in 2 consecutive days Precon- dition: Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May. 6000     <12 mm <8 mm <5 mm     1000 2000 6000 600 Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 580 mm over 7 consecutive days (single event of highest rainfall is considered) 8000 580 mm or more 700 mm or more 825 mm or more 3000 5000 8000 600 Sum Insured/Maximum Payout (Rs) 30000 Premium (Rs) 2200   Idukki State: Kerala Option Period Condi- tion Max. Payout (Rs.) Trig- gers & Payout slabs (Rs.) Prem- ium (Rs.) Prem- ium for all 3 options Sub- sidy Net prem payable by grower Prem with S.T. Blos- som Shower 1st March to 15th April The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 16000 25 mm or more <25 mm <20 mm <15 mm <10 mm <5 mm 0 2000 3000 5000 10000 16000 800 2800 1437.50 1438 1615 Backing Sho- wers From 18th day of the star- ting of blossom rainafll till 40th day. Less than 12 mm in 2 consecutive days Precon- dition: Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May. 6000     <12 mm <8 mm <5 mm     1000 2000 6000 800 Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 650 mm over 7 consecutive days (single event of highest rainfall is considered) 8000 650 mm or more 780 mm or more 910 mm or more 3000 5000 8000 1275 Sum Insured/Maximum Payout (Rs) 30000 Premium (Rs) 2875   Kalpetta State: Kerala Option Period Condi- tion Max. Payout (Rs.) Trig- gers & Payout slabs (Rs.) Prem- ium (Rs.) Prem- ium for all 3 options Sub- sidy Net prem payable by grower Prem with S.T. Blos- som Shower 1st March to 15th April The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 16000 25 mm or more <25 mm <20 mm <15 mm <10 mm <5 mm 0 2000 3000 5000 10000 16000 800 2875 1450.00 1450 1629 Backing Sho- wers From 18th day of the star- ting of blossom rainafll till 40th day. Less than 12 mm in 2 consecutive days Precon- dition: Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May. 6000     <12 mm <8 mm <5 mm     1000 2000 6000 1000 Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 530 mm over 7 consecutive days (single event of highest rainfall is considered) 8000 530 mm or more 630 mm or more 750 mm or more 3000 5000 8000 1100 Sum Insured/Maximum Payout (Rs) 30000 Premium (Rs) 2900   Katapanna State: Kerala Option Period Condi- tion Max. Payout (Rs.) Trig- gers & Payout slabs (Rs.) Prem- ium (Rs.) Prem- ium for all 3 options Sub- sidy Net prem payable by grower Prem with S.T. Blos- som Shower 1st March to 15th April The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 16000 25 mm or more <25 mm <20 mm <15 mm <10 mm <5 mm 0 2000 3000 5000 10000 16000 800 2100 1075.00 1075 1208 Backing Sho- wers From 18th day of the star- ting of blossom rainafll till 40th day. Less than 12 mm in 2 consecutive days Precon- dition: Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May. 6000     <12 mm <8 mm <5 mm     1000 2000 6000 500 Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 450 mm over 7 consecutive days (single event of highest rainfall is considered) 8000 450 mm or more 570 mm or more 690 mm or more 3000 5000 8000 850 Sum Insured/Maximum Payout (Rs) 30000 Premium (Rs) 2150   Kollegonde State: Kerala Option Period Condi- tion Max. Payout (Rs.) Trig- gers & Payout slabs (Rs.) Prem- ium (Rs.) Prem- ium for all 3 options Sub- sidy Net prem payable by grower Prem with S.T. Blos- som Shower 1st March to 15th April The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 16000 25 mm or more <25 mm <20 mm <15 mm <10 mm <5 mm 0 2000 3000 5000 10000 16000 4700 6720 2500.00 4273 4801 Backing Sho- wers From 18th day of the star- ting of blossom rainafll till 40th day. Less than 12 mm in 2 consecutive days Precon- dition: Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May. 6000     <12 mm <8 mm <5 mm     1000 2000 6000 1173 Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 325 mm over 7 consecutive days (single event of highest rainfall is considered) 8000 325 mm or more 425 mm or more 550 mm or more 3000 5000 8000 900 Sum Insured/Maximum Payout (Rs) 30000 Premium (Rs) 6773   Manthavady State: Kerala Option Period Condi- tion Max. Payout (Rs.) Trig- gers & Payout slabs (Rs.) Prem- ium (Rs.) Prem- ium for all 3 options Sub- sidy Net prem payable by grower Prem with S.T. Blos- som Shower 1st March to 15th April The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 16000 25 mm or more <25 mm <20 mm <15 mm <10 mm <5 mm 0 2000 3000 5000 10000 16000 2023 3677 1860.50 1861 2090 Backing Sho- wers From 18th day of the star- ting of blossom rainafll till 40th day. Less than 12 mm in 2 consecutive days Precon- dition: Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May. 6000     <12 mm <8 mm <5 mm     1000 2000 6000 950 Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 550 mm over 7 consecutive days (single event of highest rainfall is considered) 8000 550 mm or more 675 mm or more 800 mm or more 3000 5000 8000 748 Sum Insured/Maximum Payout (Rs) 30000 Premium (Rs) 3721   Meenangadi State: Kerala Option Period Condi- tion Max. Payout (Rs.) Trig- gers & Payout slabs (Rs.) Prem- ium (Rs.) Prem- ium for all 3 options Sub- sidy Net prem payable by grower Prem with S.T. Blos- som Shower 1st March to 15th April The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 16000 25 mm or more <25 mm <20 mm <15 mm <10 mm <5 mm 0 2000 3000 5000 10000 16000 800 1966 1004.50 1005 1129 Backing Sho- wers From 18th day of the star- ting of blossom rainafll till 40th day. Less than 12 mm in 2 consecutive days Precon- dition: Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May. 6000     <12 mm <8 mm <5 mm     1000 2000 6000 480 Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 360 mm over 7 consecutive days (single event of highest rainfall is considered) 8000 360 mm or more 460 mm or more 560 mm or more 3000 5000 8000 729 Sum Insured/Maximum Payout (Rs) 30000 Premium (Rs) 3721   Munnar State: Kerala Option Period Condi- tion Max. Payout (Rs.) Trig- gers & Payout slabs (Rs.) Prem- ium (Rs.) Prem- ium for all 3 options Sub- sidy Net prem payable by grower Prem with S.T. Blos- som Shower 1st March to 15th April The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 16000 25 mm or more <25 mm <20 mm <15 mm <10 mm <5 mm 0 2000 3000 5000 10000 16000 1700 2980 1515.00 1515 1702 Backing Sho- wers From 18th day of the star- ting of blossom rainafll till 40th day. Less than 12 mm in 2 consecutive days Precon- dition: Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May. 6000     <12 mm <8 mm <5 mm     1000 2000 6000 480 Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 1075 mm over 7 consecutive days (single event of highest rainfall is considered) 8000 1075 mm or more 1350 mm or more 1650 mm or more 3000 5000 8000 850 Sum Insured/Maximum Payout (Rs) 30000 Premium (Rs) 3030   Palakkad State: Kerala Option Period Condi- tion Max. Payout (Rs.) Trig- gers & Payout slabs (Rs.) Prem- ium (Rs.) Prem- ium for all 3 options Sub- sidy Net prem payable by grower Prem with S.T. Blos- som Shower 1st March to 15th April The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 16000 25 mm or more <25 mm <20 mm <15 mm <10 mm <5 mm 0 2000 3000 5000 10000 16000 2483 4469 2257.50 2257 2536 Backing Sho- wers From 18th day of the star- ting of blossom rainafll till 40th day. Less than 12 mm in 2 consecutive days Precon- dition: Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May. 6000     <12 mm <8 mm <5 mm     1000 2000 6000 1269 Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 480 mm over 7 consecutive days (single event of highest rainfall is considered) 8000 480 mm or more 650 mm or more 800 mm or more 3000 5000 8000 762 Sum Insured/Maximum Payout (Rs) 30000 Premium (Rs) 4514   Panamaran State: Kerala Option Period Condi- tion Max. Payout (Rs.) Trig- gers & Payout slabs (Rs.) Prem- ium (Rs.) Prem- ium for all 3 options Sub- sidy Net prem payable by grower Prem with S.T. Blos- som Shower 1st March to 15th April The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 16000 25 mm or more <25 mm <20 mm <15 mm <10 mm <5 mm 0 2000 3000 5000 10000 16000 800 1982 1009.00 1009 1134 Backing Sho- wers From 18th day of the star- ting of blossom rainafll till 40th day. Less than 12 mm in 2 consecutive days Precon- dition: Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May. 6000     <12 mm <8 mm <5 mm     1000 2000 6000 600 Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 325 mm over 7 consecutive days (single event of highest rainfall is considered) 8000 325 mm or more 425 mm or more 550 mm or more 3000 5000 8000 618 Sum Insured/Maximum Payout (Rs) 30000 Premium (Rs) 2018   Peermade State: Kerala Option Period Condi- tion Max. Payout (Rs.) Trig- gers & Payout slabs (Rs.) Prem- ium (Rs.) Prem- ium for all 3 options Sub- sidy Net prem payable by grower Prem with S.T. Blos- som Shower 1st March to 15th April The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 16000 25 mm or more <25 mm <20 mm <15 mm <10 mm <5 mm 0 2000 3000 5000 10000 16000 500 3253 1650.00 1650 1854 Backing Sho- wers From 18th day of the star- ting of blossom rainafll till 40th day. Less than 12 mm in 2 consecutive days Precon- dition: Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May. 6000     <12 mm <8 mm <5 mm     1000 2000 6000 2000 Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 800 mm over 7 consecutive days (single event of highest rainfall is considered) 8000 800 mm or more 1000 mm or more 1200 mm or more 3000 5000 8000 800 Sum Insured/Maximum Payout (Rs) 30000 Premium (Rs) 3300   Pulpally State: Kerala Option Period Condi- tion Max. Payout (Rs.) Trig- gers & Payout slabs (Rs.) Prem- ium (Rs.) Prem- ium for all 3 options Sub- sidy Net prem payable by grower Prem with S.T. Blos- som Shower 1st March to 15th April The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 16000 25 mm or more <25 mm <20 mm <15 mm <10 mm <5 mm 0 2000 3000 5000 10000 16000 800 1780 905.50 906 1017 Backing Sho- wers From 18th day of the star- ting of blossom rainafll till 40th day. Less than 12 mm in 2 consecutive days Precon- dition: Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May. 6000     <12 mm <8 mm <5 mm     1000 2000 6000 480 Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 325 mm over 7 consecutive days (single event of highest rainfall is considered) 8000 325 mm or more 425 mm or more 500 mm or more 3000 5000 8000 531 Sum Insured/Maximum Payout (Rs) 30000 Premium (Rs) 1811   S Bathery State: Kerala Option Period Condi- tion Max. Payout (Rs.) Trig- gers & Payout slabs (Rs.) Prem- ium (Rs.) Prem- ium for all 3 options Sub- sidy Net prem payable by grower Prem with S.T. Blos- som Shower 1st March to 15th April The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 16000 25 mm or more <25 mm <20 mm <15 mm <10 mm <5 mm 0 2000 3000 5000 10000 16000 800 1899 969.00 969 1089 Backing Sho- wers From 18th day of the star- ting of blossom rainafll till 40th day. Less than 12 mm in 2 consecutive days Precon- dition: Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May. 6000     <12 mm <8 mm <5 mm     1000 2000 6000 480 Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 350 mm over 7 consecutive days (single event of highest rainfall is considered) 8000 350 mm or more 450 mm or more 550 mm or more 3000 5000 8000 658 Sum Insured/Maximum Payout (Rs) 30000 Premium (Rs) 1938   Vandiperiya State: Kerala Option Period Condi- tion Max. Payout (Rs.) Trig- gers & Payout slabs (Rs.) Prem- ium (Rs.) Prem- ium for all 3 options Sub- sidy Net prem payable by grower Prem with S.T. Blos- som Shower 1st March to 15th April The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 16000 25 mm or more <25 mm <20 mm <15 mm <10 mm <5 mm 0 2000 3000 5000 10000 16000 600 3234 1646 1646 1849 Backing Sho- wers From 18th day of the star- ting of blossom rainafll till 40th day. Less than 12 mm in 2 consecutive days Precon- dition: Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May. 6000     <12 mm <8 mm <5 mm     1000 2000 6000 1700 Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 340 mm over 7 consecutive days (single event of highest rainfall is considered) 8000 340 mm or more 450 mm or more 560 mm or more 3000 5000 8000 992 Sum Insured/Maximum Payout (Rs) 30000 Premium (Rs) 3292