RISC 2008 premium structure - Robusta - Kerala

Coffee Insurance Variety: Robusta
Var: Robusta PER HECTARE
Station: Adimali State: Kerala
Avail-
able Rainfall data Period
Option Period Condi-
tion
Max. Payout (Rs.) Trig-
gers
& Payout slabs (Rs.)
Prem-
ium (Rs.)
Prem-
ium
for all
3
options
Sub-
sidy
Net prem payable by grower Prem with S.T.
1974-2005 Blos-
som Shower
1st
March
to 15th
April
The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 10000 25 mm or more

<25 mm

<20 mm

<15 mm

<10 mm

<5 mm
0




1000


2000


3000


5000


10000
1981 3231 1634.5 1635 1836.52
Backing Sho-
wers
From
18th day
of the
star-
ting of
blossom
rainafll
till
40th day.
Less than 12 mm in 2 consecutive days Precon-
dition:
Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May.
4000  

 

<12 mm

<8 mm

<5 mm
 

 

1000


2000


4000
640
Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 850 mm over 7 consecutive days (single event of highest rainfall is considered) 6000 850 mm or more

1050 mm or more

1270 mm or more
2000




4000




6000
648
Sum Insured/Maximum Payout (Rs) 20000 Premium (Rs) 3269
 
Station: Chundale State: Kerala
Avail-
able Rainfall data Period
Option Period Condi-
tion
Max. Payout (Rs.) Trig-
gers & Payout slabs (Rs.)
Prem-
ium (Rs.)
Prem-
ium
for all
3
options
Sub-
sidy
Net prem payable by grower Prem with S.T.
1981-2005 Blos-
som Shower
1st
March
to 15th
April
The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 10000 25 mm or more

<25 mm

<20 mm

<15 mm

<10 mm

<5 mm
0




1000


2000


3000


5000


10000
1280 2056 1040 1040 1168.54
Backing Sho-
wers
From
18th day
of the
star-
ting of
blossom
rainafll
till
40th day.
Less than 12 mm in 2 consecutive days Precon-
dition:
Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May.
4000  

 

<12 mm

<8 mm

<5 mm
 

 

1000


2000


4000
400
Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 580 mm over 7 consecutive days (single event of highest rainfall is considered) 6000 580 mm or more

700 mm or more

825 mm or more
2000




4000




6000
400
Sum Insured/Maximum Payout (Rs) 20000 Premium (Rs) 2080
 
Station: Idukki State: Kerala
Avail-
able Rainfall data Period
Option Period Condi-
tion
Max. Payout (Rs.) Trig-
gers & Payout slabs (Rs.)
Prem-
ium (Rs.)
Prem-
ium
for all
3
options
Sub-
sidy
Net prem payable by grower Prem with S.T.
1986-2005 Blos-
som Shower
1st
March
to 15th
April
The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 10000 25 mm or more

<25 mm

<20 mm

<15 mm

<10 mm

<5 mm
0




1000


2000


3000


5000


10000
1133 2433 1241.5 1242 1934.95
Backing Sho-
wers
From
18th day
of the
star-
ting of
blossom
rainafll
till
40th day.
Less than 12 mm in 2 consecutive days Precon-
dition:
Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May.
4000  

 

<12 mm

<8 mm

<5 mm
 

 

1000


2000


4000
500
Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 650 mm over 7 consecutive days (single event of highest rainfall is considered) 6000 650 mm or more

780 mm or more

910 mm or more
2000




4000




6000
850
Sum Insured/Maximum Payout (Rs) 20000 Premium (Rs) 2483
 
Station: Kalpetta State: Kerala
Avail-
able Rainfall data Period
Option Period Condi-
tion
Max. Payout (Rs.) Trig-
gers & Payout slabs (Rs.)
Prem-
ium (Rs.)
Prem-
ium
for all
3
options
Sub-
sidy
Net prem payable by grower Prem with S.T.
1992-2005 Blos-
som Shower
1st
March
to 15th
April
The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 10000 25 mm or more

<25 mm

<20 mm

<15 mm

<10 mm

<5 mm
0




1000


2000


3000


5000


10000
2165 3418 1732.5 1733 1946.64
Backing Sho-
wers
From
18th day
of the
star-
ting of
blossom
rainafll
till
40th day.
Less than 12 mm in 2 consecutive days Precon-
dition:
Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May.
4000  

 

<12 mm

<8 mm

<5 mm
 

 

1000


2000


4000
500
Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 530 mm over 7 consecutive days (single event of highest rainfall is considered) 6000 530 mm or more

630 mm or more

750 mm or more
2000




4000




6000
800
Sum Insured/Maximum Payout (Rs) 20000 Premium (Rs) 3465
 
Station: Katapanna State: Kerala
Avail-
able Rainfall data Period
Option Period Condi-
tion
Max. Payout (Rs.) Trig-
gers & Payout slabs (Rs.)
Prem-
ium (Rs.)
Prem-
ium
for all
3
options
Sub-
sidy
Net prem payable by grower Prem with S.T.
1975-2005 Blos-
som Shower
1st
March
to 15th
April
The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 10000 25 mm or more

<25 mm

<20 mm

<15 mm

<10 mm

<5 mm
0




1000


2000


3000


5000


10000
800 1884 958.5 959 1076.97
Backing Sho-
wers
From
18th day
of the
star-
ting of
blossom
rainafll
till
40th day.
Less than 12 mm in 2 consecutive days Precon-
dition:
Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May.
4000  

 

<12 mm

<8 mm

<5 mm
 

 

1000


2000


4000
550
Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 450 mm over 7 consecutive days (single event of highest rainfall is considered) 6000 450 mm or more

570 mm or more

690 mm or more
2000




4000




6000
567
Sum Insured/Maximum Payout (Rs) 20000 Premium (Rs) 1917
 
Station: Kollegonde State: Kerala
Avail-
able Rainfall data Period
Option Period Condi-
tion
Max. Payout (Rs.) Trig-
gers & Payout slabs (Rs.)
Prem-
ium (Rs.)
Prem-
ium
for all
3
options
Sub-
sidy
Net prem payable by grower Prem with S.T.
1974-2005 Blos-
som Shower
1st
March
to 15th
April
The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 10000 25 mm or more

<25 mm

<20 mm

<15 mm

<10 mm

<5 mm
0




1000


2000


3000


5000


10000
3400 4925 2000 2960 3325.86
Backing Sho-
wers
From
18th day
of the
star-
ting of
blossom
rainafll
till
40th day.
Less than 12 mm in 2 consecutive days Precon-
dition:
Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May.
4000  

 

<12 mm

<8 mm

<5 mm
 

 

1000


2000


4000
960
Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 325 mm over 7 consecutive days (single event of highest rainfall is considered) 6000 325 mm or more

425 mm or more

550 mm or more
2000




4000




6000
600
Sum Insured/Maximum Payout (Rs) 20000 Premium (Rs) 4960
 
Station: Manathavady State: Kerala
Avail-
able Rainfall data Period
Option Period Condi-
tion
Max. Payout (Rs.) Trig-
gers & Payout slabs (Rs.)
Prem-
ium (Rs.)
Prem-
ium
for all
3
options
Sub-
sidy
Net prem payable by grower Prem with S.T.
1983-85 1992-2005 Blos-
som Shower
1st
March
to 15th
April
The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 10000 25 mm or more

<25 mm

<20 mm

<15 mm

<10 mm

<5 mm
0




1000


2000


3000


5000


10000
3328 4502 2000 2534 2847.20
Backing Sho-
wers
From
18th day
of the
star-
ting of
blossom
rainafll
till
40th day.
Less than 12 mm in 2 consecutive days Precon-
dition:
Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May.
4000  

 

<12 mm

<8 mm

<5 mm
 

 

1000


2000


4000
662
Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 550 mm over 7 consecutive days (single event of highest rainfall is considered) 6000 550 mm or more

675 mm or more

800 mm or more
2000




4000




6000
544
Sum Insured/Maximum Payout (Rs) 20000 Premium (Rs) 4534
 
Station: Meenangadi State: Kerala
Avail-
able Rainfall data Period
Option Period Condi-
tion
Max. Payout (Rs.) Trig-
gers & Payout slabs (Rs.)
Prem-
ium (Rs.)
Prem-
ium
for all
3
options
Sub-
sidy
Net prem payable by grower Prem with S.T.
1981-2005 Blos-
som Shower
1st
March
to 15th
April
The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 10000 25 mm or more

<25 mm

<20 mm

<15 mm

<10 mm

<5 mm
0




1000


2000


3000


5000


10000
700 1557 793 793 891.01
Backing Sho-
wers
From
18th day
of the
star-
ting of
blossom
rainafll
till
40th day.
Less than 12 mm in 2 consecutive days Precon-
dition:
Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May.
4000  

 

<12 mm

<8 mm

<5 mm
 

 

1000


2000


4000
400
Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 360 mm over 7 consecutive days (single event of highest rainfall is considered) 6000 360 mm or more

460 mm or more

560 mm or more
2000




4000




6000
486
Sum Insured/Maximum Payout (Rs) 20000 Premium (Rs) 1586
 
Station: Munnar State: Kerala
Avail-
able Rainfall data Period
Option Period Condi-
tion
Max. Payout (Rs.) Trig-
gers & Payout slabs (Rs.)
Prem-
ium (Rs.)
Prem-
ium
for all
3
options
Sub-
sidy
Net prem payable by grower Prem with S.T.
1970-2005 Blos-
som Shower
1st
March
to 15th
April
The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 10000 25 mm or more

<25 mm

<20 mm

<15 mm

<10 mm

<5 mm
0




1000


2000


3000


5000


10000
3100 4020 2000 2058 2312.37
Backing Sho-
wers
From
18th day
of the
star-
ting of
blossom
rainafll
till
40th day.
Less than 12 mm in 2 consecutive days Precon-
dition:
Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May.
4000  

 

<12 mm

<8 mm

<5 mm
 

 

1000


2000


4000
320
Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 1075 mm over 7 consecutive days (single event of highest rainfall is considered) 6000 1075 mm or more

1350 mm or more

1650 mm or more
2000




4000




6000
638
Sum Insured/Maximum Payout (Rs) 20000 Premium (Rs) 4058
 
Station: Palakkad State: Kerala
Avail-
able Rainfall data Period
Option Period Condi-
tion
Max. Payout (Rs.) Trig-
gers & Payout slabs (Rs.)
Prem-
ium (Rs.)
Prem-
ium
for all
3
options
Sub-
sidy
Net prem payable by grower Prem with S.T.
1977-1995 Blos-
som Shower
1st
March
to 15th
April
The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 10000 25 mm or more

<25 mm

<20 mm

<15 mm

<10 mm

<5 mm
0




1000


2000


3000


5000


10000
3310 5089 2000 3123 3509.00
Backing Sho-
wers
From
18th day
of the
star-
ting of
blossom
rainafll
till
40th day.
Less than 12 mm in 2 consecutive days Precon-
dition:
Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May.
4000  

 

<12 mm

<8 mm

<5 mm
 

 

1000


2000


4000
1227
Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 480 mm over 7 consecutive days (single event of highest rainfall is considered) 6000 480 mm or more

650 mm or more

800 mm or more
2000




4000




6000
586
Sum Insured/Maximum Payout (Rs) 20000 Premium (Rs) 5123
 
Station: Panamaran State: Kerala
Avail-
able Rainfall data Period
Option Period Condi-
tion
Max. Payout (Rs.) Trig-
gers & Payout slabs (Rs.)
Prem-
ium (Rs.)
Prem-
ium
for all
3
options
Sub-
sidy
Net prem payable by grower Prem with S.T.
1981-2005 Blos-
som Shower
1st
March
to 15th
April
The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 10000 25 mm or more

<25 mm

<20 mm

<15 mm

<10 mm

<5 mm
0




1000


2000


3000


5000


10000
1000 1837 932 932 1047.20
Backing Sho-
wers
From
18th day
of the
star-
ting of
blossom
rainafll
till
40th day.
Less than 12 mm in 2 consecutive days Precon-
dition:
Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May.
4000  

 

<12 mm

<8 mm

<5 mm
 

 

1000


2000


4000
400
Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 325 mm over 7 consecutive days (single event of highest rainfall is considered) 6000 325 mm or more

425 mm or more

550 mm or more
2000




4000




6000
464
Sum Insured/Maximum Payout (Rs) 20000 Premium (Rs) 1864
 
Station: Peermade State: Kerala
Avail-
able Rainfall data Period
Option Period Condi-
tion
Max. Payout (Rs.) Trig-
gers & Payout slabs (Rs.)
Prem-
ium (Rs.)
Prem-
ium
for all
3
options
Sub-
sidy
Net prem payable by grower Prem with S.T.
1972-2004 Blos-
som Shower
1st
March
to 15th
April
The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 10000 25 mm or more

<25 mm

<20 mm

<15 mm

<10 mm

<5 mm
0




1000


2000


3000


5000


10000
1500 3383 1709 1709 1920.23
Backing Sho-
wers
From
18th day
of the
star-
ting of
blossom
rainafll
till
40th day.
Less than 12 mm in 2 consecutive days Precon-
dition:
Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May.
4000  

 

<12 mm

<8 mm

<5 mm
 

 

1000


2000


4000
1318
Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 800 mm over 7 consecutive days (single event of highest rainfall is considered) 6000 800 mm or more

1000 mm or more

1200 mm or more
2000




4000




6000
600
Sum Insured/Maximum Payout (Rs) 20000 Premium (Rs) 3418
 
Station: Pulpalli State: Kerala
Avail-
able Rainfall data Period
Option Period Condi-
tion
Max. Payout (Rs.) Trig-
gers & Payout slabs (Rs.)
Prem-
ium (Rs.)
Prem-
ium
for all
3
options
Sub-
sidy
Net prem payable by grower Prem with S.T.
1978-2003 Blos-
som Shower
1st
March
to 15th
April
The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 10000 25 mm or more

<25 mm

<20 mm

<15 mm

<10 mm

<5 mm
0




1000


2000


3000


5000


10000
6154 2075 1050 1050 1179.78
Backing Sho-
wers
From
18th day
of the
star-
ting of
blossom
rainafll
till
40th day.
Less than 12 mm in 2 consecutive days Precon-
dition:
Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May.
4000  

 

<12 mm

<8 mm

<5 mm
 

 

1000


2000


4000
400
Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 325 mm over 7 consecutive days (single event of highest rainfall is considered) 6000 325 mm or more

425 mm or more

500 mm or more
2000




4000




6000
425
Sum Insured/Maximum Payout (Rs) 20000 Premium (Rs) 2100
 
Station: Sultan Bathery State: Kerala
Avail-
able Rainfall data Period
Option Period Condi-
tion
Max. Payout (Rs.) Trig-
gers & Payout slabs (Rs.)
Prem-
ium (Rs.)
Prem-
ium
for all
3
options
Sub-
sidy
Net prem payable by grower Prem with S.T.
1975-2005 Blos-
som Shower
1st
March
to 15th
April
The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 10000 25 mm or more

<25 mm

<20 mm

<15 mm

<10 mm

<5 mm
0




1000


2000


3000


5000


10000
1200 1933 979.5 980 1100.57
Backing Sho-
wers
From
18th day
of the
star-
ting of
blossom
rainafll
till
40th day.
Less than 12 mm in 2 consecutive days Precon-
dition:
Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May.
4000  

 

<12 mm

<8 mm

<5 mm
 

 

1000


2000


4000
320
Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 350 mm over 7 consecutive days (single event of highest rainfall is considered) 6000 350 mm or more

450 mm or more

550 mm or more
2000




4000




6000
439
Sum Insured/Maximum Payout (Rs) 20000 Premium (Rs) 1959
 
Coffee Insurance   
Var: Robusta PER HECTARE
Vandiperiya State: Kerala
Option Period Condi-
tion
Max. Payout (Rs.) Trig-
gers & Payout slabs (Rs.)
Prem-
ium (Rs.)
Prem-
ium
for all
3
options
Sub-
sidy
Net prem payable by grower Prem with
S.T
.
Blos-
som Shower
1st
March
to 15th
April
The payout shall start if the cumulative rainfall is less than 25 mm in 7 consecutive days during the specified period. In case of multiple events and all are of less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. 10000 25 mm or more

<25 mm

<20 mm

<15 mm

<10 mm

<5 mm
0


1000


2000


3000


5000


10000
3133 4732 2000 2774 3116.87
Backing Sho-
wers
From
18th day
of the
star-
ting of
blossom
rainafll
till
40th day.
Less than 12 mm in 2 consecutive days Precon-
dition:
Blossom shower, in the absence of 25 mm, a minimum of 5 mm shall be considered as fulfillment of Blossom Shower for the purpose of counting the Backing shower period, failing of which the period for Backing Showers shall be from 1st May till 19th May.
4000  

 

<12 mm

<8 mm

<5 mm
 

 

1000


2000


4000
933
Monsoon Shower 1st Jun to 31st August Cumulative rainfall of more than 340 mm over 7 consecutive days (single event of highest rainfall is considered) 6000 340 mm or more

460 mm or more

560 mm or more
2000




4000




6000
708
Sum Insured/Maximum Payout (Rs) 20000 Premium (Rs) 4774